Drowning in interest charges? Citi Simplicity's 0% intro APR could save you thousands on debt. See how much it could help.

On the surface, borrowing money at 0% APR looks like a great deal. You get to buy a product or service with someone else's ...

The average annual percentage rate on new credit-card offers has increased for four consecutive months, one expert noted.

If you've been waiting for the right balance transfer card, check out this long 0% APR deal that won our best of class award ...

APR is deliberately confusing and compounds daily. Read disclosure boxes, use 0% offers strategically, and make multiple ...

Learn how credit scores influence car loan interest rates in 2025.

Penalty APR. If you have a returned payment or your payments become 60 days late, your card issuer might charge a penalty APR, which can be higher than your standard purchase APR.

Credit card APR refers to the amount of interest you'll pay when you revolve a balance, but it is expressed as a yearly rate. The average credit card APR reached over 20% in 2023, making it ...

Purchase APR is determined by several factors, some that are within your control and some that aren’t. What’s out of your hands: the prime rate, which is influenced by Federal Reserve policy.